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Privacy Policy
This is the web site of PSCredit, Inc.

Our postal address is:

headquartered at:

2044 First Avenue

Suite 300

San Diego, California 92101-2079

Telephone: 619-239-8191 or1-800-275-3936
FAX 619-239-6301


If you do nothing but browse through our website, read pages and download information, we will gather and store certain information regarding your visit. For each visitor to our website, our web server automatically collects the:


Search engine from which the visitor entered the site

Type of browser and operating system used to access the site

Date and time of the visit

Pages visited and the duration of time spent on each page

The collected information is used for internal reviews to improve the content of our website and to customize the content and/or layout of our pages for each individual visitor.

If you choose to provide us with your contact information (postal, telephone, email, etc.) or by filling out any of our online forms, you will receive only the information for which you have provided us your contact information. PSCredit, Inc. may use the information that we collect to set up Services for individuals and their organizations. We may also use the information to contact customers to further discuss customer interest in our company, the services that we provide, and to send information regarding our company or product, such as information mailings or brochures. Customers are invited to receive an email newsletter by providing an email address. Customer email addresses and any personal customer information will not be distributed or shared with any third parties. Customers can opt out of being contacted by us, or receiving such information from us, at any time by sending an email to


Separately, customers may also be asked to provide an email address when registering for the Service, in order to receive a username and password. Again, email will not be distributed or shared and customers can opt out of receiving any communication by emailing at the time it is distributed, or at the time any customer registers for the Service. We have appropriate security measures in place in our physical facilities to protect against the loss, misuse or alteration of information that we have collected from you at our site.


When you interact with the PSCredit, Inc. website we strive to make that experience easy and meaningful. When you come to our website, our web server may send a cookie to your computer. Cookies are files that web browsers place on a computer's hard drive and are used to tell us whether customers and visitors have visited the site previously.


Standing alone, cookies do not identify you personally. They merely recognize your browser. Unless you choose to identify yourself to PSCredit, Inc, either by responding to a promotional offer, registering for a demonstration, or registering for the newsletter, you remain anonymous to PSCredit, Inc. Cookies come in two flavors: session and persistent-based. Session cookies exist only during an online session. They disappear from your computer when you close your browser software or turn off your computer. Persistent cookies remain on your computer after you've closed your browser or turned off your computer. They include such information as a unique identifier for your browser.


PSCredit, Inc. may use session cookies containing encrypted information to allow the system to uniquely identify you while you are logged in. This information allows PSCredit, Inc. to process your online transactions and requests. Session cookies help us make sure you are who you say you are after you've logged in and may be required in order to use the PSCredit, Inc. application. PSCredit, Inc. may use persistent cookies, that only PSCredit, Inc. can read and use, to identify the fact that you are a PSCredit, Inc. customer or prior PSCredit, Inc. website visitor (whatever the case may be). We are especially careful about the security and confidentiality of the information stored in persistent cookies. For example, we do not store account numbers or passwords in persistent cookies. Users who disable their web browsers' ability to accept cookies will be able to browse our website but will not be able to successfully use our service.


The PSCredit, Inc website may contain links to other websites that are provided and maintained exclusively by third parties and are not subject to this privacy policy. Please review the privacy policies on those websites to understand their personal information handling practices. We make no representations concerning the privacy policies of these third party websites.


If our information practices change at any time in the future, the changes will be immediately noted on the privacy policy page on the website and we will contact you before we use your data for these new purposes to notify you of the policy change and to provide you with the ability to opt out of these new uses.


If you feel that this site is not following its stated privacy policy, you may contact us at the above addresses or phone number. You may also contact us if you have specific questions regarding this privacy policy.